Funding Program(s)

Start Up Loans

This is a personal credit driven product which requires at least one guarantor to have 660+ credit. Enjoy 0% interest rates for up to 21 months. Fast approvals and quick turnaround. Zero time in Business (No EIN number required).

Requirements to Qualify: Proof of Income Required in Most States, Debt to Income < 60%,

Loans: $25,000.00 to $1,000,000.00 (based on current income). Repayment Terms 36 to 120 months, Rates vary between 6% to 12%

Franchise Funding

Our Franchise Funding options offer fast in-house approvals with a streamlined documentation and closing process. Creative loan structures with terms up to 25 years. Rates vary from 6.25% to 7.25%* *Loans have a variable rate of Prime Rate plus 2.75% to 3.75%.

Revenue Financing

If your business has revenue of $10,000 monthly or more than your business might qualify for revenue lending. You can be approved with a simple 3-month bank statement review. If you manage your bank account responsibly and have consistent revenue you can be approved. 

You will not need collateral for approval. You are basically selling your future revenue for a discount, or fee. The fee can be as low as 8% or as high as 45% depending upon your risk. Lenders will usually withdraw money daily from your bank account. But weekly and monthly paybacks are also available.

Lending sources will typically want you to be in business for at least one year.

If you have been in business less than one year or have less than $10,000 in monthly revenue, you still might be able to get approved, if you have compensating factors such as good credit.

You can get approved and get your money in 72 hours or less. This is the fastest, and easiest type of business financing you can get approved for. Even with a FICO as low as 500 you can get funded quickly, with no cumbersome document requests and reviews.

REQUIREMENTS TO QUALIFY: Consistent Cash Flow 

LOAN AMOUNTS: $5000 - $2,000,000.00

Real Estate Loans

30 year amortization, Repayment Terms 4 years and up. VRBO and AirBNB are accepted, Rates starting at 6%.

REQUIREMENTS TO QUALIFY: Must be owned by LLC or Corporation

LOAN AMOUNTS: Up to 80% of Value of investor properties

Small Business Loans

This program is available in all 50 states across the United States.

SBA LOANS 7(a), 504(c), SUBPRIME 

An established business with tax returns that show good revenues and profitability can get very large sums of funding with secured, SBA 7 (a) loans. The business can be approved for the secured government backed SBA program loans from $250k up to $12,000,000.00.

Approval amounts will vary based on the collateral their business has and the amount of net profit reflected on their tax returns. The total time to close these loans is about 3-6 months. SBA loans offer some of the longest payback terms available for business financing. You can secure loans for 10, 15, even 20 years. In many cases interest rates are as low as 5-8%.

REQUIREMENTS TO QUALIFY : Excellent Credit, Collateral, Tax Returns, Background Check 

LOAN AMOUNTS : $250,000 - $12,000,000.00

Equipment Financing

A recent Gallup survey found that 80% of U.S. businesses lease or purchase a portion of their equipment. The list of companies using leasing ranges from the Fortune 500 to the family dentist. This type of equipment financing can be used to purchase equipment, giving you the ability to pay small monthly payments instead of handing out a large amount of cash for the purchase.

You can obtain equipment financing for startup and existing businesses. You can get approved even with challenged credit, you will not need financials to secure equipment financing, and approvals take as little as 24 hours.

You can be approved for Equipment Financing with as low as a 640 personal credit score. To get approved lenders will request details on the equipment you are obtaining or using as collateral to borrow against. After a quick credit review, you can be approved for as much as $20,000,000 in equipment financing.

REQUIREMENTS TO QUALIFY: Equipment you desire to purchase 

LOAN AMOUNTS: $10,000 - $20,000,000.

401K Financing

If you have a 401k, you may qualify for 401k financing. This is financing that you can obtain where you use your 401k as collateral. You can borrow as much as 100% of the value of your 401k. And this uses IRS proven strategies for approval, so you will not pay any tax penalties. 

Rates are usually 8% or lower. And you can be approved regardless of personal credit or your cash flow. And, you can keep your 401k like it is, earning interest, while getting the loan. You will not need other collateral or any cash flow for approval. And your personal credit is not a factor. 

This is a great program even for startups. And even if you do not have a 401k, you might have family members, friends, partners, or other investors who may want to supply their 401k as collateral in exchange for equity in your business.

This is a great low rate, low payment, funding option that you can obtain even as a startup, and perfect for helping others invest in your company.

 REQUIREMENTS TO QUALIFY: 401k with a value of $10,000+ 

LOAN AMOUNTS: $10,000 - $1,000,000